Habibullah, Achmadi Jayaputra, Bambang Pudjianto, and Muhtar. “Inclusive Finance in Sembako Program: An Overview From Proper Governance Perspective”. Asean Social Work Journal 10, no. 2 (December 31, 2022): 24–34. Accessed May 1, 2025. https://www.aseansocialwork.com/index.php/asw/article/view/20.